All of my banking is currently done through Chase. I have a main personal checking account where I keep most of my cash and pay all my bills/credit cards from, then I have an additional checking and additional savings account.
The primary purpose of the extra accounts was putting aside money for 1) home savings (unforeseen repairs, etc.) and 2) general extra savings (unforeseen medical bills, emergencies, etc.). Currently and for the first time ever I'm incurring fees on both accounts which is what spurred me to look into this.
Curious what people would recommend for me. Simple looked neat because of the Goal feature (I like being able to separate my savings into different categories which was the reason I started the two accounts in the first place).
The other Chase checking features I use are:
- automatic bill pay
- mobile check deposit
- ATM though I rarely take out cash
Generally speaking, I put most of my expenses on my credit cards and then pay them from the main Chase checking account.